Executive Team

At AzamPay, we are dedicated to helping your business grow

Firas Ahmad

Co-Founder and Group Chief Executive Officer

Pursuing his vision of building a digital commerce ecosystem in East Africa, Firas co-founded AzamPay in 2016 and he currently serves as the Group CEO. He has over 15 years of executive and strategic experience in startups and expanding high-growth companies in the areas of Fintech, Financial Services, Energy, Technology, Media & Telecommunications in emerging markets.

He is a graduate of Georgetown and Harvard Universities. In his spare time, Firas observes food trucks so as to guess their annual net and gross margin.


Director of Operations

Ahmed connects the dots for supply chains and operations across complex informal markets. His career spans over a decade within the Azam Group where he held roles and responsibilities across marketing, operations, and logistics functions.

In 2016, Ahmed was appointed as the Director of Operations for AzamPay where he conceptualised, implemented, and then refined the first Digital B2B logistics platform in Tanzania.

Ahmed is a graduate of the United States International University Africa. He is always looking out for possible problems to resolve them proactively.

Ibrahim Malando

Chief Commercial Officer

Ibrahim is a veteran of the Mobile Money industry. As an early member of Airtel Money’s team, he helped grow the company from its founding into the third-largest wallet in Tanzania.

In 2018, he joined AzamPay as the Director of Wallet and quickly gained a reputation for achieving outcomes and was subsequently appointed Chief Commercial Officer. He now oversees all business operations for AzamPay across the region.

Ibrahim is a graduate of the University of Strathclyde, Glasgow, Scotland. Whenever possible, Ibrahim is strategizing the next big mobile money disruption in Tanzania.

Bilaal Ramjaun

Group Chief Financial Officer

Bilaal has a passion for applying emerging technologies and data science across business functions. He has 12+ years of experience in the Corporate Finance and Financial Services. He has a proven track record of embedding robust financial infrastructure and sound financial ecosystems across organizations to deliver high-quality financial and management information.

Bilaal is actively involved in the positioning of AzamPay as a financial-technology solutions provider in East Africa. He is responsible for the commercialization of AzamPay’s payment solutions and value-added services both regionally and globally.

Bilaal is an Oxford Brookes Finance Graduate. He is a Certified Accountant from the ACCA, a Certified Project Management Specialist, and is also an Associate of the Association of Certified Fraud Examiners. He leads AzamPay’s Corporate Finance and Risk Management functions, and a team of top-notch data science professionals.


Nasir Hussain

Head of Development (Software)

Nasir is a dynamic Software Development expert with around 18 years of experience in designing and delivering complex software solutions for different industries, including Fintech and eCommerce. His technical expertise spans across various areas such as software development, project management and client relations.

As our Head of Development (Software), he leads the development team at AzamPay and ensures that the solution architecture, design and technology are all aligned. He is also responsible for driving the company’s Fintech product development portfolio.

Nasir holds a Masters in Computer Science (MSC) from the International Islamic University, Islamabad. He has worked in diverse leadership roles and has successfully managed complex projects, from inception to completion while establishing effective communication channels with various stakeholders.


Fortunatus Kimario

Head of Information Technology

Fortunatus is an accomplished Information Technology leader with over 8 years of extensive experience in the IT industry. He also has a proven track record of delivering complex IT projects on time and within budget.

As the Head of Information Technology at AzamPay, he is currently responsible for the smooth running of the IT department, providing strategic direction to the team and ensuring that the business meets its technology goals. His ability to manage people, resources, and budgets has earned him a reputation as a transformational leader.

Fortunatus holds a Bachelor of Science in Telecommunication Engineering from the University of Dar es Salaam and he has worked in various senior positions in the IT industry, prior to joining AzamPay. He is poised to lead the company’s IT department to new heights.


Sylvester Nsabi

Head of Finance

Sylvester joined AzamPay in December 2019 and has since managed all financial operations within the organisation. He has also successfully implemented a series of financial processes and controls across AzamPay to ensure its sustainable growth.

As Head of Finance, he oversees all financial activities of AzamPay and his main areas of expertise include Financial Reporting, Planning & Analysis, Treasury, Auditing, Taxation and Corporate Finance.

Sylvester holds a degree in Accountancy from the Institute of Finance Management (IFM) and he is a registered Accountant with National Board of Accountants and Auditors (NBAA). He has previously worked at a leading firm in Tanzania’s Telecommunication industry for nearly 7 years, where he evolved in different managerial positions.


Gillian Rugumamu

Head of Sales and Marketing

Gillian is a multi-faceted and accomplished Sales and Marketing professional with over 12 years’ experience in the media industry, both locally and in the region. Throughout her career, she has managed high-profile projects and developed impactful campaigns.

As the Head of Sales and Marketing at AzamPay, she believes in PEOPLE FIRST – investing in building a high-performing and diverse team where the set KPIs are met. She is leading her team to new heights by developing and executing innovative marketing strategies. Her passion for achieving results and delivering successful projects is a true inspiration. Currently, she has fallen in love with tech and social entrepreneurs who drive accelerated and sustainable growth using Strategy, Data, and tech.

Gillian holds a Bachelor’s degree in Economics from the University of Dar es Salaam and a Master’s Degree in Economics and Finance from University of Bradford (UK). Her areas of expertise include sales management, business/product development, Channel Marketing & Distribution management.

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